The Self Credit Builder Secured Visa Card offers a multitude of advantages, including no annual charges, reduced rates of interest and zero foreign transaction fees..
The Self Credit Builder Secured Visa Credit Card requires you to use your personal assets as collateral, but comes with benefits like a low annual fee & no interest charges or late payment fees. With this convenient option, you can establish credit while avoiding excessive charges. This card was created to give an alternative to secured credit cards that come with a big fee and high yearly rates. It’s a more practical option for those who don’t want to be stuck with the hefty fees of other options.
The Self Visa is the perfect credit card for daily purchases regardless of where you are in the world. It was designed with those in mind who find themselves having trouble with their current cards due to high fees or high interest rates.
Security Features
With U.S. financial institutions issuing Credit Cards, various security features are included to protect your account from fraudulent activities. These standard provisions offer a number of safeguards that you can rely on when it comes to keeping your credit card safe and secure.
The card has the following security features:
– 3D Secure, which provides additional protection for online purchases with your card
– Verified by Visa, which provides additional protection for online purchases with your card
– EMV Chip and PIN
– Fraud Liability Protection
Can I get more credit?
Credit cards are great for those who are just starting out with credit. They allow you to make payments on your purchases and can help you build a positive credit history over time. This makes them an important tool for those unfamiliar with the system.
Paying off your balance in full each month will help you keep interest rates and fees low. If you happen to carry a balance over several months, it will result in higher interest rates & fees.
For the card to be activated, a one-time deposit of $200 is required. The deposit is refundable once you close your account. Additionally, you have an interest-free period of 12 billing cycles from the date of activation.
If you are on the hunt for a secure credit card and wish to earn interest on your savings, then this card is ideal. It boasts a competitive annual percentage rate and no annual fee for the initial year. It’s an excellent way to develop creditworthiness while accruing interest on your deposits.
Not only that, but you can also use your savings to pay off your debt quicker as this card has no annual fee for the first year. On top of that, it’s also accepted at any location where Visa debit cards are used so it makes it easy for you to shop both offline and online.
Disadvantages
Self Credit offers an attractive option to those looking for a credit card with no annual fee during the first year – the Self Visa. This comes with an annual fee of $25, making it an economical and convenient choice. They also provide a Self Secured Visa Credit Card to customers who want added security and flexibility. Take advantage of the no-cost first year and reap the rewards of this annual fee at only $25.
A $9 nonrefundable administrative fee is required upon application, followed by monthly charges of 3% for purchases and 2% for cash advances – making it a card with an APR of 21%.
Card Application Form
The Self Card is a fantastic solution for those with difficulty getting approved for regular credit cards. With no credit check or hard pull, it eliminates the associated costs of applying, saving time and money. It’s an ideal option for those who don’t traditionally qualify.
Credit Visa is a great choice if you don’t have the money for an upfront security deposit or do not want to go through a credit check. Additionally, this credit card gives you the chance to earn interest on your account balance.
Applying the card is simple:
The process to access your card’s information and place your order is effortless. It’s just a few clicks away! So, don’t forget to keep an eye on the application process.
1 – You choose what portion of your savings progress ($100 or more) is used to secure your card and set your limit,
2 – Once you have established your card limit, you must confirm the shipping location and place your order, and,
3 – You receive your card in the mail, you should activate it and you can use it at any merchant that accepts Visa.