Get the U.S. Bank Altitude Go Secured Card and make the most of all that U.S. Bank has to offer – and applying for it is easy too!
U.S. Bank is a banking colossus that has a broad footprint across the U.S with thousands of branches and customers in multiple nations around the globe.US Bank presents the Altitude Go Visa Secured Credit Card without any annual charges and advantages. This card is only one among many banking products and services that the bank has to offer.
US Bank Altitude Go Visa Secured Credit Card enables consumers to get rewarded for every dollar spent on purchases. This card offers great rewards and makes it easier to manage your finances. With the right credit card, you can also receive useful rewards such as credits for streaming services like Spotify and Netflix – a great perk for anyone who loves to stay entertained. Make sure to read through the details of the card to learn more.
Important credit card details
With this card, you can enjoy a secure line of credit with up to $5,000. All that is required is an initial deposit which will then be matched for your credit limit. Thus, you’ll have access to funds up to the amount of your deposit.
The U.S. Bank Altitude Go Secured card is not only a great way to build your credit score, but also comes with extra advantages that make managing your finances easier. From helping you stay organized to simplifying financial transactions, the bank has several features and benefits in store for its customers.
Additional benefits of the U.S. Bank Altitude Go Secured Card
By selecting the payment date of your choice, you can better organize your finances. With this card, you have the option to pick the perfect invoice due date. For further details and to check out all available dates, just call the number on the back of your credit card.
US Bank offers its customers the protection of Zero Fraud Liability to make sure their funds are secure. If a card is lost or stolen and any unauthorized transaction has occurred, the customer is not held liable for it. All they need to do is inform the bank as soon as they identify any fraud take place.
Card Fraud Protection is a great addition to customer service. It detects any suspicious activity and informs customers, allowing them to take the necessary steps to avoid potential fraud. This is an incredibly valuable service for customers.
Make your payments run on auto-pilot by choosing a suitable due date for invoice payments in advance. This will help you stay away from late payment fees and other charges associated with delayed payments. Take advantage of the US Bank Mobile App or online banking to manage your payments, track balances and carry out more tasks seamlessly.
How credit cards work
U.S. Bank Altitude Go Secured Visa card is a great option for improving credit and getting rewarded at the same time! Plus, you can enjoy all these benefits without having to pay any annual fees or other associated costs – we’ll explain the details in this article.
To take full advantage of our services, you will need to make a minimum $300 security deposit, with a maximum of $5,000. This sum will be safely stored in a savings account and it will also stand for your credit limit. Your money is refundable and the amount available for use is the same as what you deposited.
The rewards program connected to your U.S. Bank Altitude Go Secured card functions just like any other credit card. You can use the Visa flag anywhere, and each of your daily purchases will hopefully get you some great rewards! Don’t forget that this includes all online transactions or in-app payments as well.
The most important interest rates
- Annual fee: zero
- Foreign transaction fee: None
- Fees US Bank Altitude Go Secured Visa Card
- Annual membership fee: None
- Transaction fees: balance transfer 3% of transfer amount or $5 minimum (whichever is greater)
- Cash advance: 5% of the advance amount or $10 minimum (whichever is greater)
- Overdraft Protection: Not applicable
- APR for purchases: 27.49% – this APR varies by market based on Prime Rate.
- APR for balance transfers: 27.49%, the same percentage in case of cash advances.
- APR fine: Not applicable
- Other penalties: Late and returned payments: up to $41, above this limit there is no penalty.
- Now see how to apply for the US Bank Altitude Go Secured Visa Card
Let’s get started?
With this secured credit card, you can enjoy fabulous rewards while dining out, ordering takeout, or cooking at home. Furthermore, with good payment behavior you can be eligible for additional perks. So this card is an excellent choice if you are a foodie and love to explore different cuisines!
To open an account with US Bank, you first need to fill out the application on their website. Make sure to make a minimum deposit of $300 and then you can start building your credit quickly. As a safeguard, this amount is kept in an escrow account and won’t be used for any monthly payments.
Your hard-earned money will be safely deposited in a savings account and not touched for your recurring payments. This means that the funds will remain untouched in this account until you decide to close it or it becomes inactive. To be eligible for this offer, you must have reached the legal age of 18, have no history of bad credit and possess an active credit card.